10 tips to rent your home in Malaga

Renting your home in Malaga for a season or summer is a great opportunity to generate income, especially in a city as demanded as this jewel on the Costa del Sol. However, to maximize benefits and avoid complications, you need a well -planned strategy. In this guide, we combine practical tips to rent your home with detailed information on how to prepare your property, comply with the regulations and protect your belongings. Keep reading to succeed in the holiday rental market without surprises!

1. Legal and fiscal considerations to rent your usual home in Malaga Capital.

1.1. Is it legal to rent your habitual home?

Yes, renting your habitual home in Malaga Capital is legal, but is regulated by specific regulations, such as the Urban Lease Law (LAU) and local tax laws. In addition, in the case of vacation rentals, you must comply with the regulations of the Junta de Andalucía for tourist housing. Next, we break down the key aspects:

1.1.1. Taxation.

• IRPF : Income obtained by the rental of your usual home must be declared in the income statement as real estate capital yields. If you reside in the house part of the year, you can apply proportional deductions.
• Deduction for habitual housing : If you have a mortgage, rent the house can affect the fiscal deduction for investment in habitual housing (applicable only to mortgages prior to 2013). Consult with a fiscal advisor to evaluate the impact.
• Local taxes : The Real Estate Tax (IBI) and the garbage fee remain the responsibility of the owner, although you can include them in the rental contract if they are agreed with the tenant.

1.1.2. Urban Lease Law (LAU).

The Lau regulates habitual housing rentals in Malaga capital, either in the long or short term. The main points include:

• Duration of the contract : For habitual housing rentals, the contract can be established for a minimum of 5 years (7 if the lessor is a company), unless it is a temporary rental (as a holiday).
• Rights and obligations : The lessor must keep the house in habitable conditions, while the tenant must pay the rent promptly and respect the conditions of the contract.
• Bail : It is mandatory to deposit a bond equivalent to a month of rent (or two months for non -residential rentals) in the Andalusian housing and rehabilitation agency (AVRA).

1.1.3. Rental contract.

A clear and detailed contract is essential to avoid conflicts. Must include:

• Data from the landlord and lessee.
• Housing description (location, characteristics, state).
• Price, duration and payment conditions.
• Clauses on supplies, repairs, uploading or pet tenure.
• Signs before witnesses or notary for greater legal security.

1.1.4. Mortgaged housing.

If your housing in Malaga capital is mortgaged, check the contract with your bank. Some contracts include restrictions to rent property without prior authorization. Inform the bank of your intention to rent and obtain its approval to avoid breaches.

1.1.5. Official Protection Housing (VPO).

If your home is official, the rent is subject to strict restrictions. You must request authorization from the Junta de Andalucía, specifying the rental conditions. Failure to comply with these regulations can result in sanctions or the loss of benefits associated with the VPO.

1.2. Define your goals and budget.

Before starting, it is crucial to have clarity about your needs and expectations as a lessor.

1.2.1. Identify your goals.

• Type of tenant : Decide if you prefer tourists (holiday rental), students, families or professionals (long -term rental).
• Contract duration : Are you looking for short rental for summer or long -term contracts?
• Expected income : Establish how much you want to win monthly, considering seasonal demand.

1.2.2. Establishes a realistic budget.

• Associated costs : Includes maintenance, repairs, taxes (IBI, garbage fee) and possible unforeseen events.
• Supply expenses : Define whether the tenant will assume the costs of light, water or internet, or if they will be included in the price.
• Initial investments : Consider housing improvements to increase its attractiveness, such as new paint or appliances.

2. Analyze the real estate market in Malaga.

A deep market analysis will help you set competitive prices and attract the ideal tenant.

2.1. Current market situation.

Malaga has experienced an boom in the demand for rental, driven by tourism and population growth. The central and coastal areas, such as the historic center, the Malagueta or Pedregalejo, are the most quoted, especially in summer. However, holiday rentals have reduced the supply of long -term housing, increasing competition.

2.2. Price Comparison.

• Historic center : high prices due to the proximity to attractions such as the cathedral or the dock one.
• Coastal areas : Premium rates in high season, ideal for vacation rentals.
• Peripheral areas : more affordable, perfect for families or students.

23. Current trends.

Tenants value properties with energy efficiency , modern technology (high speed Wi-Fi) and additional services such as cleaning or full furniture. Sustainability is an increasingly relevant factor.

3. Prepare your home for rent.

A well prepared house attracts more tenants and justifies higher prices.

3.1. Improvements and habitability conditions.

• Technical review : Make sure that plumbing, electricity and appliances work properly.
• Repairs : fix it, filter, renew the paint and update the lighting to modernize the space.
• Neutral decoration : Use a minimalist and functional style to appeal to a broad audience.

3.2. Professional photography.

• Hire a photographer to capture high quality images that highlight the strengths of the house.
• Make sure the rooms are well illuminated and clear to give a feeling of amplitude.
• It includes photos of nearby services, such as beaches or restaurants, to increase attractiveness.

3.3. Energy efficiency certificate.

This document is mandatory and can influence the decision of the tenants, since a good energy rating implies lower expenses. Ask for an authorized technician.

4. It meets the legal aspects.

Complying with tourist rental regulations in Malaga is essential to avoid sanctions and guarantee a safe rent.

4.1. Necessary documentation.

• Property writings : Property test.
• Energy efficiency certificate : mandatory for all rentals.
• Last receipt of the IBI : demonstrates that you are up to date with taxes.
• Tourist housing license : necessary for vacation rentals in Andalusia.

4.2. Rights and obligations.

• Rights of the landlord : Receive punctual payment, carry out periodic inspections and demand compliance with the contract.
• Obligations : Maintain housing in good condition and make structural repairs.

4.3. Lease.

• It includes data from the parties, description of the property, duration, rent, bail (minimum one month) and clauses on supplies, pets or sub -rings.
• Signs before a notary or witnesses for greater security.

5. Find the ideal tenant.

Selecting the right tenant reduces risks and ensures good experience.

5.1. Tenant profile.

• Define if you are looking for tourists, students, families or professionals according to the type of rent.
• Consider your income, job stability and duration preferences.

5.2. Platforms to publish.

• Real estate portals : idealist, photocasa or airbnb for vacation rentals.
• Social networks : Publish on Instagram or local Facebook groups.
• Google My Business : Create a profile to appear in local searches.

5.3. Solvency analysis.

• Verify income through payrolls or labor contracts.
• Request references from previous landlords.
• Consider non -payment insurance offered by real estate agencies.

6. Manages supplies and expenses.

It clearly establishes who assumes the expenses of light, water, gas and the Internet.

• Tenue : Normally, tenants take over supplies.
• Owner : You can include them in rent for holiday rentals.
• Contract : Details these responsibilities to avoid misunderstandings.

7. Improve your offer with complementary services.

Increase the appeal of your home with additional services:

• Complete furniture : beds, sofas and modern appliances.
• Professional cleaning : before each tenant to guarantee a good first impression.
• High speed Internet : essential for tourists and professionals.

8. Advantages and disadvantages of working with a real estate agency vs. manage it on your own.

Deciding whether to work with a real estate agency in Malaga capital or manage rent on your own is an important choice. Both options have pros and cons, and the decision will depend on your time, experience and objectives. Next, we analyze the advantages and disadvantages of each approach.

8.1. Work with a real estate agency.

Advantages:

• Knowledge of the local market : agencies in Malaga capital have experience in areas such as the Historic Center, La Malagueta or Pedregalejo, allowing them to set competitive prices and attract tenants quickly.
• Integral management : They are in charge of everything, from the publication of the announcement, visits, selection of tenants, drafting of contracts until the resolution of incidents, saving you time and effort.
• Access to additional services : Many agencies offer default insurance, maintenance or legal and fiscal advice, which reduces risks, especially in holiday rentals.
• Customer portfolio : They have a potential tenant database, which accelerates the process of finding the ideal lessee.
• Regulatory compliance : The agencies are up to date with the LAU, the regulations of tourist housing and the fiscal requirements, guaranteeing that everything is in order.

Disadvantages:

• Associated costs : Agencies usually charge commissions (generally a percentage of monthly income or a fixed rate), which reduces your income.
• Lower control : delegating management implies less direct involvement in tenants or decision -making.
• Dependency : If the agency is not efficient, you could face delays or management problems.

8.2. Manage the rent on your own

Advantages:

• Greater control : You decide the price, the profile of the tenant and the conditions of the contract, which gives you flexibility to customize the offer.
• SAVINGS IN COMMISSIONS : By avoiding the fees of an agency, you maximize your income for rent.
• Direct relationship with the tenant : you can build a closer relationship, which facilitates communication and problem solving.
• Market learning : Managing rent allows you to better know the real estate market of Malaga Capital, useful if you plan to rent more properties in the future.

Disadvantages:

• Time consumption : Publish advertisements, organize visits, verify solvency, write contracts and manage incidents requires a significant investment of time and effort.
• Lack of experience : without deep knowledge of the LAU, tourist housing regulations or taxation, you can make legal or fiscal mistakes.
• Risk of non -payment or conflicts : without the support of an agency, solve problems such as defaults or damage may be more complicated.
• Lower scope : without a client portfolio, finding reliable tenants can take longer, especially in a competitive market like Malaga.

9. Prepare for contingencies.

Anticipating common problems will help you maintain a good relationship with tenants.

9.1. Unpaid management.

• Communicate openly with the tenant to solve difficulties.
• It offers flexible payment plans if necessary.
• Includes clauses in the contract on procedures in case of default.

9.2. Problem solving.

• Equakens : Repair rapidly to avoid conflicts.
• Supplies : Make sure they are in the name of the tenant.
• Coexistence : average in case of disputes with neighbors.

10. Tax aspects.

It meets tax obligations to avoid sanctions.

Taxes:

• IRPF : Declare rental income in your rent.
• IBI and garbage rate : in charge of the owner.
• VAT : Applicable only if you offer additional services such as cleaning or breakfast in vacation rentals.

Deductions:

In Spain, when renting your habitual home in Malaga, you can deduce the following rental related expenses in the personal income tax:

• Maintenance and repairs (painting, plumbing).
• Mortgage interests.
• Insurance (default, damage).
• Supplies (light, water, if the owner pays them).
• IBI, garbage rate and community expenses.
• Amortization (3% Cadastral Value Construction, Furniture).
• Management (agencies, legal/fiscal advice).
• Advertising (ads, professional photos).
• Cleaning, gardening or pool.
• Notary and bail registration.

Conclusion.

Renting your home in Malaga can be a profitable and satisfactory experience if you follow the right steps. From investigating the local market and preparing your home to complying with the regulations, every detail is important. To keep your personal belongings safe during the tenant's stay, trust Taistore in Malaga. With facilities monitored 24/7 and flexible spaces, Taistore allows you to clear your home without worries. Prepare to maximize your income with peace of mind!